Business insurance: protect your teams, property and assets

Finwise supports SMEs, companies and employer self-employed professionals from A to Z: risk analysis, offer comparison, policy setup and follow-up when your business changes or a claim occurs.

People

Employees and social obligations

Accident insurance, sick pay loss, occupational pension: we check what is mandatory, recommended or should be adapted to your staff.

Property

Premises, equipment, stock and operations

We protect what keeps your activity running: property, equipment, business assets, technical equipment and cyber risks.

Assets

Liability, legal and directors

We reduce financial exposure linked to third-party damage, disputes, management decisions and claims.

Company insurance priorities

People first, then operations, assets, and construction if needed.

  1. If relevant Construction Sites, works, plant
  2. Assets Liability, legal, D&O Claims and disputes
  3. Operations Property and cyber Premises, equipment, data
  4. Base People LAA, daily benefits, group health, LPP

Order follows what threatens business continuity.

Which insurance should your business review?

A business does not need to stack policies. It needs cover that matches its activity, employees, premises, turnover, clients and real risks. Finwise connects your people insurance, property and operations insurance and professional liability protection into one clear view.

Family
What we secure
Useful pages
People insuranceEmployer
Accidents, illness, salary, occupational pension, obligations and employee benefits.
Property insuranceOperations
Premises, furniture, machines, inventory, IT, business interruption and digital risks.
Asset protection insuranceLiability
Client claims, disputes, legal costs, professional errors and directors’ liability.

Our method for a business file

1Audit

We analyze your activity, policies, deadlines, employees and main risks.

2Prioritization

We separate obligations, critical risks, useful options and secondary benefits.

3Comparison

We compare several offers with equivalent benefits and readable conditions.

4Follow-up

We support you with setup, adjustments, certificates and claims.

Common pitfalls for SMEs

The main risk is not always having no insurance. It is often poorly aligned cover: a limit that is too low, an undeclared activity, an important exclusion or a policy that has not followed the company’s growth.

Imprecise activityA vague activity description can become an issue during a claim.
Changing staffAccident, pension and sick pay cover must follow your employees.
Undervalued equipmentStock, machines and IT can change quickly as activity grows.
Cyber forgottenEven a small structure can suffer fraud, downtime or a data leak.

I already have business policies: should they be replaced?

Not necessarily. We start by identifying what is solid, what needs adjustment and what can be renegotiated at renewal. The goal is to secure your business without creating gaps in cover or unnecessary overlaps.

With Finwise

We compare with recognized partners

We compare benefits, premiums, deductibles, exclusions and services from several market players. You get a clear recommendation for your activity, not a generic proposal.

Finwise Assurances partner logos

Access the most useful business pages

Start with the most urgent risk family. If you already have a policy, send it through the form: we can give you an opinion and prepare a comparison.

Accident insurance Sick pay loss Business property Professional liability Cyber insurance Business legal protection

Let’s talk about your needs

Tell us about your situation in a few lines. A Finwise adviser will contact you to clarify your options and compare suitable solutions.