Insurance for the self-employed: protect your income, activity and future

Becoming self-employed brings freedom, but you also take on risks an employer previously carried. Finwise helps you build coherent cover, without overlaps and adapted to your profession.

Income

What happens if you can no longer work?

Accident, illness, incapacity to earn: we analyze solutions to protect your income and standard of living.

Activity

Your professional liability

Error, damage to a client, dispute or sensitive mandate: we check the cover that is truly useful for your activity.

Future

Your retirement will not prepare itself

Without a classic employer solution, pension planning must be considered early: pillar 3a, voluntary pension fund or dedicated solutions.

Self-employed insurance priorities

Business income, professional liability, then equipment and pension planning.

  1. Wealth 3a / 3b Voluntary retirement savings
  2. Trade Equipment and premises Means of production
  3. Critical Professional liability Errors toward clients
  4. Base Loss of earnings Replace business income

Without an employer, there is no automatic safety net.

Where should a self-employed professional start?

The starting point is not a list of insurance policies, but your situation: income to protect, clients, premises, equipment, contractual obligations, family and plans. Finwise connects your professional activity, income protection and retirement planning into one clear view.

Priority
Why it matters
Useful pages
Protect your incomeIllness / accident
If you are your own economic engine, an interruption of work can directly affect your private and professional budget.
Insure your activityLiability
An error, damage, disputed advice or legal dispute can be costly, even with a small structure.
Protect your toolsPremises / equipment
Computer, tools, stock, premises or professional vehicle should be assessed according to their role in your turnover.

Our method for self-employed professionals

1Profile

We clarify your status, activity, income, clients and contractual constraints.

2Risks

We separate what concerns you personally, your activity, your property and your pension planning.

3Comparison

We compare useful offers with a clear reading of limits, deductibles and exclusions.

4Follow-up

We adapt cover when your income, mandates, premises or employees evolve.

Common pitfalls we help you avoid

Self-employed professionals often mix private and professional insurance. The problem appears when a claim falls between two policies: income not protected, equipment poorly declared, private liability insufficient or pension planning postponed for too long.

Focusing only on priceA cheaper offer can reduce benefits sharply at the wrong time.
Forgetting incomeFinancial health often depends on your ability to work.
Mixing private and professionalA professional computer or premises is not always covered by private insurance.
Postponing pension planningWaiting several years can make the savings effort harder.

I am already insured: should everything be reviewed?

Yes, but not necessarily everything needs to change. We check your existing policies, deadlines and gaps. Then we show you what can be kept, adjusted or replaced at the right time, without interruption in cover.

With Finwise

We compare solutions adapted to your activity

We work with several recognized partners to compare benefits, premiums, exclusions and conditions. You receive a clear recommendation based on your profession, income and ability to absorb an unexpected event.

Finwise Assurances partner logos

Access useful pages for self-employed professionals

Start with the risk that matters most to you today. If you already have a policy, send it through the form: we can give you an opinion and prepare a comparison.

Professional activity Professional liability Secure my income Prepare my retirement Premises and equipment Legal protection

Let’s talk about your needs

Tell us about your situation in a few lines. A Finwise adviser will contact you to clarify your options and compare suitable solutions.