A-Z

We manage the full file

Policy audit, comparison, explanations, cancellation, setup and follow-up: you keep one single contact.

Goal

Properly covered, not over-insured

We look for the balance between price, useful benefits, deductibles, exclusions and risks you can realistically absorb.

Method

Compare like with like

A low premium is not enough. We read the conditions and limits to avoid unpleasant surprises at claim time.

Private insurance priorities

Health and liability first, then housing, mobility and pension planning.

  1. Next Pension planning 3a, death, disability
  2. If you drive Vehicle Liability then casco by value
  3. Home Household and liability Contents and third-party damage
  4. Base Health LAMal + useful supplements

Avoid over-insuring secondary risks.

Which insurance should you review first?

The right order depends on your situation: family, home, vehicle, pet, arriving in Switzerland or preparing for retirement. Finwise builds an overview to connect your health insurance, household insurance, car insurance and pension planning without creating overlaps.

Health

Health and supplementary cover

Understand mandatory basic cover, deductibles and truly useful supplementary insurance.

See health insurance

Home

Household and private liability

Protect your belongings, liability and everyday risks at home.

See household insurance

Pets

Dogs, cats and other animals

Anticipate veterinary costs and liability depending on the animal.

See pet insurance

Future

Pension planning and income

Prepare retirement, protect your loved ones and secure your income if your situation changes.

See pillar 3a

How we work

1Audit

We review your current policies and identify overlaps, gaps, deadlines and priorities.

2Comparison

We compare several solutions with equivalent benefits, not just the displayed premium.

3Advice

We explain what to keep, what to adjust and what is not necessary.

4Follow-up

We support you with paperwork, cancellation, setup and future changes.

Common mistakes we help you avoid

Many individuals accumulate policies over the years: health insurer, household, credit card, travel, leasing, pension planning. The risk is not only paying too much, but also believing you are covered when an exclusion or limit restricts the benefit.

OverlapsTwo policies can cover the same thing without giving you more security.
GapsAn important risk may remain uncovered even if the total premium is high.
DeadlinesPoorly timed cancellation can lock you in for another year.
ConditionsDeductibles, limits and exclusions vary greatly depending on the insurer.

I already have several policies: should I change everything?

Not necessarily. Our role is first to understand what already works. Then we show you which policies to keep, which to adjust and which can be replaced at the right time, without any gap in cover.

With Finwise

We compare with recognized partners

We work with several market players to compare benefits, premiums and conditions. You receive a clear recommendation focused on your situation, budget and plans.

Finwise Assurances partner logos

Let’s talk about your needs

Tell us about your situation in a few lines. A Finwise adviser will contact you to clarify your options and compare suitable solutions.